VVAC is one among the very few Ayurveda hospital in north India approved for cashless treatment by few insurance companies, Third party administrator.VVAC is also registered under Registry of hospitals in network of insurance (ROHINI) as per the Insurance regulatory and development authority (IRDA) guidelines.VVAC is also in advance stage of accreditation by National Accreditation Board for Hospitals (NABH) as ayurvedic institution with high standard for providing treatments and facilities to the patients.
We at VVAC believe that patients should be able to avail the maximum benefit of the health insurance provided by the efforts of AYUSH ministry for availing the best Ayurveda treatment in India.
We as a treatment provider/ hospital are trying our best to help patients understand about the benefit of insurance plans covering Ayurveda treatments providing reimbursement or cashless facilities.
Ayurveda coverage under insurance check with your insurance provider if Ayurveda treatment is covered or provide us documents to check on your behalf
|Patient can submit all the documents related to treatment , bills, discharge card , hospital registration etc to the insurance company and get reimbursement.||If hospital is empanelled with perticular insurance provider , we can offer cashless facility to the patient.|
Cashless claim:VVAC is empanelled with few insurance companies to provide cashless facility incase of ayurveda treatment and in process of empanelment with many other companies in due course of time to check if ayurveda treatment is covered under patients policy we need following documents.
1) complete policy document
2) adhaar card of patient
We will submit a report to the insurance company on the basis of the submitted documents and the insurance company will communicate the claim details to the patient or to the hospital .
Insurance claim Reimbursement: We advise patients to discuss their insurance plan, claim possibility, and the documents required to be submitted with their insurance agent before sending us the invitation request. Below is the list of diseases categorized by the AYUSH government for which an individual can claim insurance at VVAC.
|Ayurvedic Category||Types of diseases|
|Swasa Roga||COPD, Asthma, OPD|
|Greevastambha||Greevastambha Cervical spondylitis/spondylosis 7-28|
|Kateegraha||Kateegraha Sciatica, Low back pain 7-28|
|Apabahuka viswachi||Frozen Shoulder, tendonitis|
|Pakshaghata||Pakshaghata Paralysis, Hemiplegia 7-28|
|Kampavata||Parkinson’s disease, epilepsy|
|Vatarakta||Gouty arthritis, Rheumatoid|
|Sarvangavata||Sarvangavata Cerebral palsy, MND 14-28|
|Sandhigatavata||Tennis elbow, Osteoarthritis|
|Twaka Vikara||Eczema, Psoriasis|
|Arsha, Bhagandara, Parikarthika||Haemorrhoid, Fistula in ano, Fissure in ano|
|Vispara||Necrotising Cellulitis, Pemphigus vulgaris|
|Moothraghata||Renal/urinary disfunction PCOD, PCOS, Amenorrhoea,Dysmenorrhoea 14-28|
|Yonee Roga, Rakthapradara||Mamsagata Vikara Muscular dystrophy 14-28|
|Mamsagata Vikara||Refractive errors, Chronic|
|Dristidosha Asama Drishti, Nethraja Rakthapitham||Inflammatory diseases,Chronic Conjunctivitis|
|Sirasoola,Sooryavartham Khanja, Abhighataja Vikara||Migraine, Headache 7-21 Fracture, dislocation 14-28|
Today almost all the insurance providers cover Ayurveda treatments, they differ on the basis of their policy with respect to insurance claim amount, claim rate and mode of claim settlement. There are two category of insurance providers covering Ayurveda treatments:
Self-managed:These types of organisations not only provide insurance coverage but also administer the claims reimbursement as an inhouse process.
Complete treatment claim: There are companies and organisations providing complete reimbursement against the total bill of the ayurvedic treatment. Few of these companies are: Max Bupa health reassure, Edelweiss Manipal pro health protect, HDFC Ergo (optima restore, Suraksha silver and gold), ICICI Lombard. TATA AIG, Religare.
Partial Payment claims: There are companies and organizations providing partial reimbursement against the total bill of the ayurvedic treatment. A few of these companies are: Star Health (comprehensive and Medi classic), Aditya Birla diamond Care, Oriental insurance, Future Generali, Chola Mangalam, Apollo Munich.
1. Third-Party Administrator: These types of organizations only provide insurance coverage but outsource the administration of the claim’s reimbursement to any third-party company. A few of these companies are: Royal Sundaram, Reliance, Bajaj Allianz, United India Insurance, The New India Insurance, National insurance, Vidal health, Medi assist, Paramount health, Medi assist, United healthcare.
If you are not able to understand the possibility of claim, you can kindly contact us and we will help you with the insurance claim related to Ayurveda.